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I was able to get approved even though my credit wasn’t perfect. Francis was patient, explained all the options, and made sure I was comfortable with the terms. 10/10 service.

Paperwork: 2-3 Years Tax Return - 2-3 Years Financials
Application: Lengthy - Paper Intensive
Number of Lenders: 1
Service Level: Processor
Approval Process: Weeks/Months
Speed to Funding: Months
Collateral Requirements: Always
Business Profitability: Last 2 Years
Credit Score: 680+ FICO
Credit Check: Hard Pull

Paperwork: 4 Months Bank Statements - No Tax Returns Required
Application: One Page – One Minute. DocuSign
Number of Lenders: 75+
Service Level: Business Advisor
Approval Process: Hours/Days
Speed to Funding: Hours/Days
Collateral Requirements: Not Necessary
Business Profitability: Not Necessary
Credit Score: No Minimum FICO
Credit Check: Soft Pull

Paperwork: 3 Months Bank Statements - 1 Year Tax Return - 1 Year Financials
Application: Multi-Page Application
Number of Lenders: 1
Service Level: Programmatic
Approval Process: Days/Weeks
Speed to Funding: Days/Weeks
Collateral Requirements: Sometimes Required
Business Profitability: Sometimes Required
Credit Score: 600+ FICO
Credit Check: Hard Pull

Paperwork: 2-3 Years Tax Return - 2-3 Years Financials
Application: Lengthy - Paper Intensive
Number of Lenders: 1
Service Level: Processor
Approval Process: Weeks/Months
Speed to Funding: Months
Collateral Requirements: Always
Business Profitability: Last 2 Years
Credit Score: 680+ FICO
Credit Check: Hard Pull

Paperwork: 4 Months Bank Statements - No Tax Returns Required
Application: One Page – One Minute. DocuSign
Number of Lenders: 75+
Service Level: Business Advisor
Approval Process: Hours/Days
Speed to Funding: Hours/Days
Collateral Requirements: Not Necessary
Business Profitability: Not Necessary
Credit Score: No Minimum FICO
Credit Check: Soft Pull

Paperwork: 3 Months Bank Statements - 1 Year Tax Return - 1 Year Financials
Application: Multi-Page Application
Number of Lenders: 1
Service Level: Programmatic
Approval Process: Days/Weeks
Speed to Funding: Days/Weeks
Collateral Requirements: Sometimes Required
Business Profitability: Sometimes Required
Credit Score: 600+ FICO
Credit Check: Hard Pull










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